Our policies are extremely comprehensive and provide the resources to build a stronger and more satisfied workforce. Few companies can match the flexibility of our international benefits package, which permits us to tailor our proposal to your specific requirements. There are many methods available to control the cost of this proposal and to customize a plan to meet the needs of your staff. Some of these are outlined below.

TieCare offers three types of regional coverage: Worldwide, International and International Plus.

WORLDWIDE COVERAGE

• No geographic restrictions
• Treatment may be received anywhere in the world
• Pre-authorization is required for the curtain procedures

INTERNATIONAL COVERAGE

• No reimbursement for treatment received in the U.S. or Canada, under any conditions
• Some specific areas, such as Hong Kong, Singapore, Switzerland, and the United Kingdom require a co-pay equal to 20% of the first $10,000 of covered expenses; assessed per person, per policy year, and in addition to any other basic policy or treatment co-pays.
• Full reimbursement in all other areas
• Full procedures and list of restricted areas is available at www.claimssite.com

INTERNATIONAL PLUS COVERAGE

• Emergency treatment is available in restricted areas
• Emergency treatment is defined in policy, and requires pre-approval

 

Deductibles

When a client goes for medical treatment, the client is responsible for the medical costs up to the level of the deductible. The higher the deductible, the lower the premium. To assist you, TieCare offers deductibles ranging from $0 to $5,000.

In addition, TieCare offers a $25, $50, $75, $100 and $125 per claim deductible option

Co-Payments

Another way to lower premiums is through the use of co-payments. Co-payments range from 0% to 30%. When a client goes for medical treatment, the client is responsible for the percentage of medical costs. The level of co-payment also determines the final premium cost.

Optional Provisions

Many optional features like Preventive Care Benefits, vision and dental care are available to enhance the final healthcare plan. The addition of life insurance, long-term disability, household contents insurance, and emergency medical insurance for travelers can be added to offer even greater peace of mind. Of course, the addition of any of these features will increase the cost of the total package.